About My Ontario Reverse Mortgage

At My Ontario Reverse Mortgage, our mission is simple: help homeowners aged 55 and over across Ontario access the value in their homes safely, clearly, and without monthly payments. Whether you’re looking for financial flexibility, peace of mind in retirement, or a way to support your family, we’re here to guide you through reverse mortgage solutions that match your needs.

We specialize in Canadian reverse mortgage products from other trusted mortgage lenders like HomeEquity Bank and Equitable Bank. Our goal is to help you understand how a reverse mortgage loan works, what the fees and interest costs look like, and how it can help you stay in the home you love—without selling, downsizing, or making regular payments.

Ray Uotila is the licensed mortgage broker behind My Ontario Reverse Mortgage, serving homeowners throughout Ontario, Canada.

With a background in managing digital strategy, technology, and business development, Ray supports the mortgage process with a unique combination of technical expertise and client-first service. He has worked extensively to ensure that clients—whether seniors, first-time home buyers, or real estate investors—can find clear, trustworthy, and up-to-date information across the website, social media, and other platforms.

Today, Ray continues to build on the values that have shaped the business from the beginning: compassion, transparency, and personalized care. He manages everything from consultations to compliance to ensure Ontario homeowners get accurate answers to questions about reverse mortgages.

You can reach our team the traditional way—by phone, email, or by filling out our contact form, making it easy for you to get the help you need, however you prefer.

Whether you’re just starting your research or ready for a personalized quote, My Ontario Reverse Mortgage is here to help you explore your options—clearly, confidently, and with no pressure.